discover how life insurance can financially protect what you value most
Most people should have life insurance. Some common reasons include replacing a spouse's income, addressing outstanding mortgage balances, college tuition, continuity of lifestyle, and burial costs, among others.
There are two main types of common life insurance policies, whole life and term life. Term life is the same price for the entire term (10 years, 20 years, 30 years, etc) and priced based on the age you are when you purchase the policy. Upon the end of the term, the policy will terminate. You may have the right to keep it, but the price will adjust to your current age which may make the policy unaffordable. Term life is commonly referred to as temporary life insurance.
Whole life is commonly called permanent life insurance. This is because, unlike term, it is good for your whole life as long as premium is paid. The price never changes and is based upon your age when you purchase it. It is more expensive than term and can grow cash value, depending upon policy structure.
Everyone has different needs and life insurance accomplishes different yet similar things for everyone. Request a quote and I will email you rough pricing for you to get an idea of how it would look. If you would like a full consultation, just reach out and let me know!
There are two main types of common life insurance policies, whole life and term life. Term life is the same price for the entire term (10 years, 20 years, 30 years, etc) and priced based on the age you are when you purchase the policy. Upon the end of the term, the policy will terminate. You may have the right to keep it, but the price will adjust to your current age which may make the policy unaffordable. Term life is commonly referred to as temporary life insurance.
Whole life is commonly called permanent life insurance. This is because, unlike term, it is good for your whole life as long as premium is paid. The price never changes and is based upon your age when you purchase it. It is more expensive than term and can grow cash value, depending upon policy structure.
Everyone has different needs and life insurance accomplishes different yet similar things for everyone. Request a quote and I will email you rough pricing for you to get an idea of how it would look. If you would like a full consultation, just reach out and let me know!